Mico-Guard is a circular fire safety service integrated with home insurance. It features an automated, ultra-compact module that suppresses kitchen fires at the source. It is suitable for homeowners and tenants seeking seamless safety. Unlike traditional products, it requires zero upfront cost and uses a "Provider-Owned" model where users pay for protection, not hardware. It is sustainable and innovative by ensuring 100% material recovery of AISI 304 steel through a refill system and reducing insurance risks via smart monitoring, eliminating e-waste and enhancing social safety.